Financial Wellness Speaker &
Personal Finance Educator
Linda Grizely, CFP®
Programs for Employees, Association Members, ERGs, and Professional Audiences
Financial Wellness for Your People
This suite of programs is designed for the people inside your organization or association.
Whether they are just starting to get a handle on their finances or are ready to go deeper, these programs meet them where they are with no jargon, no shame, and not one-size-fits-all advice.
Each program stands alone and works together with the others as part of a broader financial wellness strategy.
Because, People in the U.S. are Feeling Financial Stress
88% are stressed about money →
64% live paycheck to paycheck →
77% recently had a financial setback →
36% of people in the U.S. could not handle an unexpected $2,000 expense →
Keynote
The Human Variable™: Financial Wellness, Reimagined
The most powerful factor in financial wellness is the person behind the numbers
We have more financial tools, apps, and information than any generation before us, yet financial stress remains one of the most persistent pressures in modern life.
Why? Because financial wellness has been built around numbers, rules, and discipline while ignoring the most powerful factor of all: the human operating system.
In The Human Variable™, Linda Grizely reveals how identity, money history, and emotional conditioning shape every financial outcome and why no spreadsheet or budgeting app can fix what is fundamentally a behavioral problem.
This keynote reframes financial wellness as a behavioral competency. When strategies are designed around who people really are and take into account how they think, respond under pressure, and make decisions, stress shifts into strength.
Format:
Keynote (30–60 min) | Virtual or Live | Conference Main Stage | Corporate Events | Industry Associations | ERGs | Employee Events | Professional Development Programs
This program is perfect for:
•Organizations and associations ready to rethink financial wellness and why their current approach may not be working •Leadership teams that want to reduce financial stress while strengthening focus, performance, and engagement •Professional audiences navigating high responsibility, decision fatigue, and economic pressure, regardless of income level •Conferences exploring leadership, resilience, advancement, or workplace well-being •ERGs and employee groups looking for a financial wellness experience that meets people where they are, not where the spreadsheet says they should be
The audience will leave with:
•A clear understanding of how money history and personality type shape every financial decision, often without awareness •The ability to identify the hidden behavioral drivers behind financial stress, including money personality types and the “shoulds” keeping them stuck •A reframe of financial wellness from a discipline problem to a design problem, and the confidence that comes with that shift •A new way of thinking about money that makes financial decisions more like a choice and less like a struggle.
Programs
The MeMoney® Method:
You Can’t Build a Life You Love on a Budget You Hate
A simple, personality-driven strategy that shifts spending and saving from reactive to intentional without the guilt or rigid rules.
The MeMoney® Method is a simple financial strategy that results in a recognizable mindset shift.
Instead of focusing on restriction, deprivation, or rigid rules, this program helps people move from survival mode or reactive spending to clarity, alignment, and self-trust.
Unlike one-size-fits-all financial advice, MeMoney® works with personality, values, and real life.
Through practical insights, audiences learn how to shift both their money tactics and their money mindset so that spending, saving, and decision-making support the life they want to live.
This program helps people break cycles of guilt, over-giving, or overspending and start making financial choices that feel intentional, sustainable, and empowering.
Format:
Program (45–60 min) | Virtual or Live | Webinars | Lunch-and-Learns | Breakouts | Fireside Chats | Custom Sessions
This program is perfect for:
•High-performing employees who manage everything except their own financial and emotional well-being •Teams and groups seeking a more compassionate, human-centered approach to money and self-prioritization •Women who are constantly in caretaker mode, juggling roles as professionals, partners, parents, and more •Anyone who has tried budgeting, hated it, and is ready to try something that fits their real life
The audience will leave with:
•A new way to think about money that moves them away from guilt, shame, and rigid budgeting rules •A clearer understanding of their money personality and how it influences their spending, saving, avoidance, and decision-making •Practical tools to create MeMoney® so they can prioritize themselves without feeling selfish or financially irresponsible •A framework for shifting from reactive money decisions to intentional choices that reflect their real life, values, and goals •A more compassionate, sustainable approach to money that helps them build confidence, clarity, and self-trust over time
The Core 7: Money Basics Everyone Should Know
A clear, jargon-free foundation for the seven building blocks of financial health.
The Core 7 provides employees with a clear, practical foundation to reduce financial stress and build confidence with money.
This session breaks down the seven essential elements of financial health: cash flow, credit, debt, saving, investing, retirement, and you, into a framework that is approachable, realistic, and immediately useful. Linda meets people where they are, cutting through jargon and shame to make personal finance feel manageable and human.
Perfect as a stand-alone program or as part of a broader financial wellness series, this session helps employees move from feeling overwhelmed to feeling capable, supporting both individual well-being and organizational focus.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees who feel overwhelmed, behind, or stressed about money and want a clear starting point •Workplace audiences following a financial wellness or employee engagement initiative •Organizations looking to reduce financial stress by improving day-to-day money confidence •ERGs, EAPs, and teams seeking practical financial education without shame or jargon •Groups who want clear, usable guidance, not advice overload or one-size-fits-all solutions
The audience will leave with:
•A clear understanding of the seven essential building blocks of financial health •Greater confidence navigating everyday money decisions •Language and clarity that replaces confusion with capability •Basics of: Cash Flow, Credit, Debt, Saving, Investing, Retirement, You (the human side of money)
Investing Made Simple: What You Need to Know to Get Started
You do not need to be rich to start investing.
You need to start investing to build wealth.
Investing Made Simple removes the fear and confusion that keep people from getting started.
This session breaks down how investing works in plain language: what it is, why it matters, and how to approach it with confidence. Linda focuses on understanding, not hype, helping participants build clarity and calm around investing decisions.
This program supports employees in moving beyond short-term stress toward long-term financial resilience, reinforcing both personal confidence and organizational wellness goals.
Stands alone or as part of a complete financial wellness series.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees who want to start investing but feel intimidated or unsure where to begin •Workplace audiences seeking clarity around investing basics without pressure or complexity •Organizations continuing financial wellness education beyond foundational topics •ERGs and teams looking to build long-term financial confidence and resilience •Groups who want practical understanding, not product pitches or fear-based advice
The audience will leave with:
•A clear understanding of what investing is, why it matters, and how to begin •Reduced anxiety and confusion around investing concepts •Confidence to take next steps, even starting small •A grounded mindset that supports long-term financial well-being
Where Does My Money Go?: Cash Flow and Budgeting Strategies
Most people do not have a spending problem. They have a clarity problem.
Cash flow is the heartbeat of your financial life, and most people have never really looked at it clearly.
This session helps participants move from vague awareness to real clarity about where their money goes each month. Linda walks through a practical, shame-free approach to understanding income, essential expenses, and discretionary spending, including the gray zone where money tends to disappear.
Using approachable frameworks, this program helps people stop reacting to their money and start directing it with intention and confidence.
Stands alone or as part of a complete financial wellness series.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees who feel like money disappears before the month is over •Anyone who has tried budgeting before and found it too rigid, too overwhelming, or too easy to abandon •Teams and groups looking for practical, judgment-free tools for managing everyday cash flow •Organizations seeking to reduce financial stress through clarity and awareness, not restriction
The audience will leave with:
•A clear picture of what is coming in and going out each month •A simple, realistic framework for managing cash flow that does not require tracking every penny •Practical strategies for discretionary spending, essential expenses, and building breathing room •A mindset shift from reactive spending to intentional money management
Retirement Basics: Taking Care of Your Future Self
Retirement is not an “if.” It is a when.
The goal is to be ready, even if the timing is not on your terms.
Most people know retirement savings matter. Far fewer feel confident about where to start, how much is enough, or what to do when life has gotten in the way.
Retirement Basics brings clarity, calm, and a dose of realism to one of the most emotionally loaded topics in personal finance. Linda covers the essentials: account types, employer matching, contribution strategies, and the power of starting now, whether now means age 25 or 55.
This session also addresses the mindset shift that most retirement conversations skip: the transition from building wealth to spending it down, and how to approach that shift with confidence and intention rather than fear.
Stands alone or as part of a complete financial wellness series.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees at any stage who feel behind on retirement savings and want a clear starting point •Workplace audiences seeking practical, accessible guidance on retirement accounts and planning •Organizations looking to improve retirement readiness as part of a financial wellness strategy
The audience will leave with:
•A clear understanding of retirement account types and how to use them •A realistic starting point, regardless of age or current savings level •A mindset shift from anxiety about the future to intentional action in the present •Confidence to make retirement decisions that support both short-term life and long-term freedom
What Should I Do with My Old 401(k)?: It’s Not as Simple as You Think
Job changes happen and there is a lot to consider in understanding your options.
Changing jobs is one of the most common times people make costly, uninformed decisions about their retirement savings, often because no one ever clearly explained their options.
This session walks through exactly what happens to a 401(k) when someone leaves an employer, what the options are, and what each one costs in the short and long term. Linda breaks down rollovers, cash-outs, and leave-it-in-place scenarios in plain language, without the jargon that usually makes this conversation feel out of reach.
This program is especially relevant for organizations navigating workforce transitions and for any employee who has ever wondered what happened to the retirement savings from a job they left years ago.
Stands alone or as part of a complete financial wellness series.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees who have changed jobs and are unsure what to do with a former employer's retirement account •Organizations going through workforce transitions, mergers, or reductions in force •Anyone who has a 401(k) from a previous employer sitting untouched or forgotten •Teams and groups who want clear, practical guidance on a question most people are afraid to ask
The audience will leave with:
•A clear understanding of the options available for an old 401(k), including rollovers, cash-outs, and leaving it in place •Awareness of the costs and consequences of each option, including taxes and penalties •Confidence to make a decision that fits their current financial situation and long-term goals •Practical next steps to take action without feeling overwhelmed
Debt Made Clear:
Understanding What You Owe and How to Pay It Down
Debt can be a tool, a trap, or a turning point.
And because debt is one of the biggest sources of financial stress, understanding how it works can help people make decisions with more clarity and less shame.
Debt is one of the most common sources of financial stress, but most people were never taught how it actually works.
This session breaks debt down in a way that is clear, practical, and shame-free. Participants learn the difference between revolving accounts and installment loans, how interest adds up, why minimum payments can be so costly, and how to think about debt beyond the oversimplified labels of “good” and “bad.”
Linda also walks through four common payoff strategies. Rather than prescribing one “right” way to pay off debt, this program helps participants understand their options and choose a strategy that fits their financial reality, motivation style, and season of life. The goal is not shame. It is clarity, control, and a path forward.
Stands alone or as part of a complete financial wellness series.
Format:
Program (45–60 min) | Virtual or Live | Lunch-and-Learns | Webinars | Breakouts |Custom Sessions
This program is perfect for:
•Employees who feel overwhelmed by credit cards, loans, or monthly payments •Anyone who wants to understand the difference between revolving debt, installment debt, and other common types of borrowing •Workplace audiences seeking practical, judgment-free education around debt, credit, and payoff strategies •Organizations looking to reduce financial stress by helping people understand the true cost of debt •ERGs, EAPs, and teams looking for a clear, shame-free conversation about a topic many people
The audience will leave with:
•A clear understanding of the different types of debt, including revolving accounts, installment loans, student loans, mortgages, auto loans, and personal loans •A plain-language explanation of how interest works, how compounding can work against you, and why minimum payments can keep people stuck •A more nuanced understanding of “good debt” and “bad debt,” including why the real question is whether the debt supports or strains the life someone is trying to build •A comparison of common debt payoff strategies, including the snowball, avalanche, big rocks, and equal distribution methods •Confidence to choose a debt payoff approach that fits their numbers, motivation, cash flow, and real-life circumstances